EquityFirst™ Credit Blueprint

Unleash the possibilities of improved credit.

From $299

Get an in-depth review of your personal credit report and a clear step-by-step action plan to strengthen your credit.

EquityFirst™ Credit Blueprint

Unleash the possibilities of improved credit.

From $299

Get an in-depth review of your personal credit report and a clear step-by-step action plan to strengthen your credit.

“I would recommend anyone who would like to or needs to repair their financial situation, they will be extremely happy…”

-Bill Richardson, National Life Group

“EquityFirst helped one of my borrowers recently get the house of their dreams! They had a ton of derogatory information on their credit report…”

-Christopher McNamara, Silver Lining Funding

Introducing EquityFirst™ Credit Blueprint

Get a step-by-step action plan custom-tailored for you by our credit experts.

Welcome to the premium personal credit consulting offering from EquityFirst where our expert advisors craft you a custom-tailored action plan designed to demand an improved credit score from the credit bureaus with a process that has delivered results for our clients for over 20 years.

What you can expect:
Starting at $299
  • In-depth review of your credit report

  • Written step-by-step action plan

  • Goal-specific strategy including: Mortgage Ready*

  • Proven process with predictable results

  • Access to our private network of lenders

  • Special rate for follow-up consultation calls

  • Proposal for full service, done-for-you solution**

Results Focused

Discuss your specific goals with an expert credit advisor and get the answers you need.

Whether you have your sights set on a mortgage for a new home, a new auto loan or a credit card get a clear actionable plan to follow and the transparency you need to apply with confidence.

  • Increase my credit score

  • Purchase an automobile

  • Purchase a home

  • Purchase an investment

  • Removing derogatory marks

  • Grow my business

  • Succession Planning

  • Partnerships

Proven Process

Get predictable results with an expert guided solution, or let our team handle it.

Get an in-depth review of your personal credit report, a clear step-by-step action plan and ongoing support from our team of experts.

Goal Setting

We’ll discuss your immediate priorities, and your timeline.


We’ll discuss any challenges or life events you are facing.

Financial Analysis

We’ll complete a survey of your credit report, your debts, cash flow and cash reserves.

Action Plan

We’ll develop a clear step-by-step action plan for success.


See what our clients are saying.

We’ve been getting results for clients throughout the United States for over 2 decades.

“I highly recommend the professional services of Rhonda Klch from EquityFirst. In the areas of debt settlement, credit enhancement and mortgage modification, EquityFirst should be everyone’s first phone call…”

Frank Gargano, Gargano Law Group

“I would highly recommend Rhoda and her team. She thinks outside the box and gets the job done. She is there 24/7 to answer questions and is someone you should use ”

Jeff Weiner, HKM Associates

“The experience and professionalism that makes it easy for me to recommend to my clientele.”

Ward Brickner, Fortress Financial

“Rhonda Klch stands out, and would be the first person I’d call if I needed something done”

Michael Watt, Soter Technologies

“…An asset to my clients. I would recommend anyone who would like to or needs to repair their financial situation…”

Bill Richardson, National Life Group

“Rhonda Klch has worked tirelessly to educate the public about financial literacy…”

Alan Krystal, Alan H. Krystal, P.C.

“EquityFirst helped one of my borrowers recently get the house of their dreams! They had a ton of derogatory information on their credit report. I would definitely recommend again!”

Christopher McNamara, Silver Lining Funding

“…When I refer clients I never have to worry about those clients…”

John Gonzales, P.C., New York Bankruptcy Attorney

“We have trusted the team at EquityFirst with our clients for years. Exceptional team that truly cares…”

Gershom Polanco, United Mortgage

“Rhonda is a fiercely bright financial whiz and quick on her feet. She is a creative and thoughtful advocate for her clients and has been instrumental in helping my office with a variety of projects and cases. ”

Peter Wagner, Real Estate Lawyer

“I would recommend Rhonda to everyone and have already sent co-workers and friends to see her about their Mortgages. She is very knowledgeable and did a great job finding a program that worked for me. ”

Carol Cariello, Bradley & Parker

“I highly recommend booking an appointment…”

Donna Drake, CBS - The Donna Drake Show

“Rhonda is a consummate professional who knows her industry. She is well-spoken, cares for her clients, and is tenacious. She doesn’t oversell, doesn’t panic, or take her client’s panic personally. Recommend Rhonda highly!”

Diana Pavese, Private Client Group

“Rhonda is a true professional that looks out for the best interest of her clients. She works hard at finding the best solutions and making her clients shine. Whenever referring a personal friend or client to Rhonda, I am confident in her ability to take proper care of them.”

Miriam Hubbard, PBI Payroll

“Rhonda Klch is an exceptional person who gives her all. She is a motivated and motivating individual who inspires others. Rhonda is passionate about all that she does and one can feel her passion in her work and the events she produces. I have had the pleasure of being with Rhonda at her events and she exemplifies the giving spirit and “pay it forward” concept. Rhonda is an outstanding individual!”

MariaElena, Hart Agency

“I have known Rhonda Klch for 2 years. During that time, I have found her to be knowledgeable and honest in all of her dealings. She handles short sale negotiations and loan modifications, as well as helping clients with credit repair and budgeting. I have referred a number of clients to her who were in great distress over their financial situation, and I have always received positive feedback. I know that I can recommend her services to any client in financial distress ”

David Vallone, P.C., Attorney

About Us

EquityFirst is a leading credit & financial consulting firm serving clients nationwide for over 20 years.

Since 2004, EquityFirst has worked to make a difference in the lives of our clients through best-in-class credit & financial solutions. Learn more about how we help our clients improve their credit, their options, and their personal and business financial health.

Getting Started

Take the first step toward better credit today.

Call us today at (833) 269-2380

Begin here to schedule your consultation.


Frequently Asked Questions.

What sort of items can be removed from my credit report?

Any negative item that is inaccurate, unfair or unverified can be challenged and potentially removed with the bureaus that contribute to your credit score. This includes but is not limited to collections, late payments, charge-offs, liens, bankruptcies, and repossessions.

Does paying my bills restore my credit?

We recommend doing your best to stay current on your active bills and debts and reaching out for help when you are experiencing financial challenges as there may be solutions you are unaware of that can help. In regard to paying off old debts, it may not be as simple as getting them current to achieve your credit goals so we do ultimately recommend having a discussion in greater detail about your credit challenges.

How long before my credit score is improved?

Every credit report is unique.  With a concrete plan, you can see measurable improvement in as soon as 30 days, but achieving your credit goals may take as much as six months.

Should I pay off collections on my credit report?

While the collection is likely already hurting your credit score, there are scenarios where paying them off will not effectively guarantee they are removed from your credit profile therefore it may not have the desired result you are ultimately after. We recommend speaking with an experienced credit advisor and getting a detailed action plan that is more comprehensive and takes into consideration your goals for credit, the resources at your disposal, and your overall financial well-being as opposed to a snap judgment.

Can I improve my credit score on my own?

Yes, and our credit blueprint will provide you with the expert advice you need to contact the credit bureaus with confidence.

Is this service legal?

Yes. You have the legal right to a fair, accurate and substantiated credit report. By challenging and disputing questionable negative items on your report, managing your utilization and implementing other strategies that are known to improve credit scores you too can experience the benefits of improved credit.